Alcides L. Avila is a FIBA instructor for the Outside Directors AML Course. With over 27 years of experience, Mr. Avila represents clients before the Federal Reserve, the FDIC, the Florida Office of Financial Regulation and other regulatory agencies; he is also a former General Counsel of FIBA. Mr. Avila was selected by Chambers USA as one of America's Leading Business lawyers and was elected by his peers to "The Best Lawyers in America 2006". Mr. Avila is a founding partner of ARHM&F, who brings exceptional strength to the practice, particularly in representing domestic and foreign clients in all aspects of bank regulatory and transactional matters.
Alfred E. Townsend is a FIBA instructor for the Private Banking AML Course. He started his career in the financial services industry in 1977 as an Investment Advisor and was top 10% producer of his firm. Mr. Townsend has personally trained over 10,000 bankers and investment/financial advisors around the world. Mr. Townsend is President of Training and Management Consulting Group, Inc. (TMC Group).
Ana Maria de Alba is a FIBA instructor for the FIBA AMLCA and FIBA CPAML certifications. Ms. de Alba is a risk management and banking consultant with over 23 years combined experience and training in the banking and consulting services industries, providing forensic investigations, litigation support, and risk management consulting services to the domestic and international banking community. Ms. de Alba is the founder and Principal of Consulting Services for Management & Banking (CSMB).
Clemente Vazquez-Bello is a FIBA instructor for the Management AML Course. Mr. Vazquez-Bello is well-known in the U.S. and international banking circles for his long-standing career as counsel to domestic and foreign banks. In his capacity as banking counsel, Mr. Vázquez-Bello has counseled international and banking clients in licensing, regulatory and transactional matters. Additionally, he has developed substantial expertise in the development and implementation of policies, procedures, programs and systems to prevent, detect and react to the movement of illicit capital vis a vis U.S. laws and regulations.
Maria-Jose Fox is a FIBA instructor for the FIBA AMLCA and FIBA CPAML certifications. She has over 19 years of practical international, domestic and regulatory bank experience, in the areas of private banking, credit, and international bank examinations. In 2007, Ms. Fox entered private practice and formed In Compliance We Trust Consulting, LLC (InCWeT). Through her practice, she (i) develops all-encompassing BSA and AML compliance programs, including transaction monitoring programs, client risk rating methodologies, OFAC procedures, KYC & EDD guidelines, (ii) conducts employee training, (iii) performs BSA and OFAC risk assessments, and (iv) all other related matters, such as 314a and regulatory reports. She also manages and oversees KYC & EDD file remediation projects.
Sven Stumbauer is a FIBA instructor for the Broker/Dealer AML Certificate. Mr. Stumbauer is also the managing director with Veris’ Financial Forensics and Dispute Resolution practice and leads the Miami office, as well as client services in Latin America. Sven has developed a highly select client base of major financial institutions throughout the world. He has a wealth of experience leading complex, high profile global projects, providing advisory services to clients in the United States, Latin America, the Caribbean islands, Europe, Russia and Asia. In particular, he has led major engagements involving Anti-Money Laundering compliance, fraud and corruption investigations, transactional due diligence and compliance training to both financial institutions and regulators throughout the world. Sven has also provided expert guidance to leading financial institutions and their boards of directors on compliance with the Bank Secrecy Act, the U.S.A. Patriot Act, OFAC regulations, Foreign Account Tax Compliance Act (FATCA) and the Foreign Corrupt Practices Act (FCPA). Sven has extensive hands-on experience in assisting clients in government matters involving Deferred Prosecution Agreements (DPAs), cease and desist orders (C&Ds) and Memoranda of Understanding (MOUs). He has developed and led numerous presentations and/ or provided reports to various governmental agencies such as the DOJ, SEC, OCC, FDIC and Federal Reserve Board. Sven is regularly invited to speak as a subject matter expert at industry conferences in the United States, Latin America, Europe, the Caribbean islands and the Middle East. He has been published widely in the U.S. and Latin America. Sven has served on the Board of Directors of the Florida International Bankers Association (FIBA), since 2006.